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JB THE POS PRO
Merchant Services Business Consultant

More Than Payments.
A Partner in Business Growth.

Most processors only look at your rate. JB looks at your whole operation — payment processing, POS technology, and payroll — to find out what you're really paying, what's slowing you down, and where your business can run better.

South Jersey • Philadelphia • Delaware
Jerryl “JB” Bennett, JB The POS Pro
The Money Leak

Your processor might be costing you money — without you realizing it.

Statements are hard to read on purpose. A free rate review breaks yours down in plain English, so you can see exactly what you're paying and why. No pressure, no obligation — just the numbers.

  • Your effective rate — the real percentage you pay on every dollar you run, not the teaser rate you were quoted.
  • Your fee structure — how you're priced (flat rate vs. interchange-plus) and whether it still fits your business.
  • Junk fees — the mystery line items, monthly charges, and add-ons that quietly add up.
  • Debit surcharging rules — what the card networks actually allow, so you're not paying for a setup that isn't compliant.
1

Book 15 minutes

Pick a time that works for you — phone or video, your choice.

2

Bring or send your latest statement

One recent merchant statement is all it takes to see the full picture.

3

Get a plain-English breakdown

You'll know what you're really paying — and you decide what happens next.

Free Rate Review

Request your free rate review.

Send your info — and your latest statement if you have it handy — and JB will personally review what you're really paying. Prefer to talk first? Call (609) 444-6056.

Please enter your name.

Please enter your business name.

Please enter your phone number.

Please enter a valid email address.

Upload Your Merchant Statement

PDF, JPG or PNG · Maximum 10 MB

Optional. You can also bring your statement to the consultation.

That file can't be used — please attach a PDF or photo (PNG, JPG, or WebP) under 10 MB, or leave it blank and bring your statement to our call.

Free. No obligation. You're not signing anything.

✓

Request received

Your reference: JB-2026-0000

Thanks — your rate review request is in. Here's what happens next:

  1. JB personally reviews your statement and the info you sent — not a call center, not a sales team.
  2. You get a personal call or message within one business day to go over it together.
  3. You receive a plain-English breakdown of your effective rate and fees — no obligation, no pressure. What you do with it is up to you.

Need us sooner? Call/text 609-444-6056 or email [email protected].

Rather book a call now? Grab a time here →

Solutions

One business relationship. Multiple ways to run better.

Solutions built around how your business actually operates — not a one-size-fits-all pitch.

🖥️

POS Systems

Modern point-of-sale systems from Clover, Shift4, and Valor Paytech — matched to your counter, your floor, or your food truck, and set up the right way.

💳

Payment Processing

Credit and debit processing with pricing you can actually understand — and a local consultant you can call when you have a question.

🌐

Payment Gateways

Selling online? Secure payment gateways for e-commerce and invoicing, so your customers can pay however they prefer.

🧾

Payroll

Payroll solutions that simplify paying your team and staying on top of the paperwork that comes with it.

🏦

Online Banking

Business banking options that work alongside your payments, so your money is easier to manage day to day.

Who JB Helps

Not just restaurants — businesses of every kind.

Restaurants are where a lot of the work starts, but the same review applies anywhere money changes hands.

🍽️Restaurants
🛍️Retail & Specialty Shops
💈Salons & Barbers
🚚Food Trucks
🏪Convenience Stores
💼Professional Services
🎪Event Venues & Promoters
🏢Multi-Location Businesses
🛒Online Sellers

Local to South Jersey, Philadelphia, or Delaware? JB will come to you in person when he's available. Farther out? Most systems can be set up by you, with JB guiding you remotely — and for larger accounts, he'll make the trip.

The Merchant Minute

One Minute. One Business Insight.
One Better Decision.

A 60-second video series on payments, technology, business expenses, and growth — real talk for business owners, posted every week. Follow along:

Jerryl “JB” Bennett
Meet Your Consultant

Jerryl “JB” Bennett

Sr. Business Development Consultant, ModPay Solutions — based in Mount Laurel, New Jersey, and working with business owners across South Jersey, Philadelphia, and Delaware.

Business owners get approached by payment processors every week, all promising lower rates. JB takes a different approach: understand the business first, then recommend what actually fits — processing, POS technology, payment gateways, payroll, and banking, reviewed as one operation.

Local merchants get a personal visit when he's available. Every merchant gets a straight answer and a consultant who picks up the phone.

“Your business deserves more than a processor. It deserves a partner.”

Let's stop leaving opportunities on the table.

Start with a free rate review — 15 minutes, one statement, a plain-English breakdown of what you're really paying.

Free Rate Review